The FIRE Starter Pack.
A step-by-step financial independence playbook. Savings-rate tables, account priority order, a common-mistakes guide, and a 30-day action checklist — all in one printable document you can read in a sitting.
- 6Modules
- 10Pages
- 30-dayChecklist
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Instant download: a step-by-step FIRE planning checklist, compound growth tables, and a printable goal tracker. Plus monthly FIRE essays. Unsubscribe anytime.
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What's inside.
Six modules designed to move you from abstract interest in FIRE to a concrete plan with tracked numbers — without overwhelming you with theory.
The 5-Step FIRE Framework
A concrete sequence that takes you from spending tracking to your target date — no financial-jargon detours.
Savings-Rate-to-FIRE Timeline Tables
Exactly how many years to FIRE at every savings rate from 10% to 80% — with and without employer match assumptions.
Investment Account Priority Order
Which account to max first, second, third — optimized for early-retirement flexibility, not textbook traditional retirement.
The Common Mistakes That Cost Years
The top 7 errors that push FIRE timelines out by 3-10 years — and the simple fixes for each.
Your 30-Day FIRE Action Checklist
Day-by-day actions that move your plan from abstract goal to tracked progress in the first month.
Direct Links to Every Calculator
The FIRE, Coast FIRE, Savings Rate, and Monte Carlo Withdrawal calculators, indexed by where they fit in the planning flow.
A sample table.
Here's one of the savings-rate tables from the guide. Find your current savings rate and see how many working years separate you from financial independence.
| Savings rate | Years to FIRE | Interpretation |
|---|---|---|
| 10% | 51 years | Traditional retirement at ~65 |
| 25% | 32 years | Solid progress, longer path |
| 40% | 22 years | Early retirement in late 40s |
| 50% | 17 years | The canonical FIRE target← canon |
| 65% | 10.5 years | Aggressive — high earners or Lean FIRE |
| 75% | 7.5 years | Extreme FIRE, rare but documented |
Figures assume 5% real annual returns and a 4% safe withdrawal rate. The full guide includes parallel tables for 4% and 6% real returns plus adjustments for employer-match scenarios.
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Get the Starter Pack — free
Instant download: a step-by-step FIRE planning checklist, compound growth tables, and a printable goal tracker. Plus monthly FIRE essays. Unsubscribe anytime.
We respect your privacy. Privacy policy.